loaded 2003 wrangler x?

So im new to jeeps (coming from the performance car world) and know very little about them. I was wondering what you experienced jeepers thought about my possible future purchase. im currently looking at a 2003 wrangler x with a 4 inch suspension lift, 3 inch body lift (will take it off if i buy it), 18inch xd rims, 35inch tires, fender flares, soft top, bikini top, Smitty Bilt Front and Back Bumpers, 4 kc lights, a warn winch, safari doors, the stock doors, and a full stereo upgrade including head unit, amp, 4 speakers, and a 10 inch sub. it has 85000 miles and the guy wants $16k. do you think it would still clear these rims and tires if i took the bl off and went back to the stock mounts? do yall think this is a good deal? i plan to go look at in on thursday so if yall have any questions about it that i cant answer, i can ask him while im there.

now a little bit about myself. i plan on getting a wrangler for my daily driver (gas mileage is not an issue) but also as a toy on the weekends. i wouldnt be doing any rock crawling or anything hardcore like that, but mudding and beach trips are definitely something i want to use it for. ive done some research and ive found that people say the dana 44 rear axle is the best but do i really need to spend the extra money to get a rubicon with it since im not doing anything extreme with it? ive got jet skiis and a four wheeler and would also like to know if a tj could pull them and be able to drag them up a steep loading ramp. it would be two full size skiis on one trailor. Thanks guys!!